Thursday, December 24, 2009

Using Credit Cards to Get More Out of Black Friday Sales

For many people, Black Friday shopping is a ritual. They start on Thanksgiving by getting the circulars that are advertising the sales that will be offered Friday morning. Many people then set up a plan to camp out at those stores, sometimes in freezing temperatures, so they can be the first in line when it comes time to shop and get the limited specials.

There is a better, and warmer way to get in on great holiday sales. Use your credit cards.

Learn What Your Credit Card Offers

Many credit card companies have seasonal specials of their own hoping you will make your holiday purchases on their cards. Take a little time out today to log on to your credit card company website and look for any of the specials they are advertising. You may find a list of stores they are working with to offer something a little extra on your Black Friday shopping. Perhaps they will offer double or triple points or cash back for the purchases you make with your card through select stores.

Find the Black Friday Deals

Next you need to do a little research to find out what Black Friday deals are out there for you to take advantage of. Make a list of the ones that you are most interested in. Now see if any of those stores are also companies that your credit card company is offering a special savings with. This way you can double or triple up on rewards when it's time to buy.

Start Shopping

One thing you need to remember when it comes to Black Friday sales is that they start at the crack of early. Generally they begin at 12:01 A.M. on Friday morning, so you need to stay up late (or get up real early) to make sure you can get in on the online deals before they are sold out.

Cyber Monday

Just in case you don't get all the shopping you had hoped to done on Black Friday, there is also Cyber Monday shopping. The Monday after Black Friday has become the biggest day for Internet sales of the year and many companies will be offering special sales this day as well.




Steve Sikes is an MBA and writes articles on credit cards and other financial products. To read other articles and compare and apply online for top credit card offers for low interest, balance transfers, rewards, cash back , business, airline miles, you will want to visit http://www.CreditCardWave.com

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